Specialist First Home Buyer Loans in Sydney — We Guide You Every Step
Buying your first home is one of the biggest decisions of your life. Path Finance's MFAA-accredited mortgage brokers compare first home buyer loans from 30+ lenders — including First Home Guarantee, FHSS, and stamp duty exemptions — at no cost to you.
📅 Evenings & weekends available · 📞 Phone or Zoom · No obligation
What to Expect as a First Home Buyer
The three challenges we help you solve.
Finding the deposit
We explain low deposit options including 5% deposit schemes, family guarantor structures and how the FHSS can help boost savings.
Understanding loan options
Fixed, variable, split, offset, redraw — we walk you through every feature and explain what suits your situation.
Government schemes
We help you check eligibility for the First Home Guarantee, stamp duty exemptions and other applicable supports.
Schemes That May Apply to You
First Home Guarantee
An Australian Government scheme that may allow eligible first home buyers to purchase with a 5% deposit without Lenders Mortgage Insurance. Subject to scheme eligibility, place availability and lender approval.
FHSS Scheme
The First Home Super Saver Scheme may allow you to save for your first home inside super. Eligibility, contribution and withdrawal limits apply. Speak to your accountant for tax advice.
NSW Stamp Duty Exemption
Eligible NSW first home buyers may receive a full or partial stamp duty exemption under the First Home Buyers Assistance Scheme. Eligibility criteria and property value thresholds apply.
Three Easy Steps
Understand Your Budget
We review your income, expenses and savings to estimate what you may borrow.
Compare Loan Options
We compare 30+ lenders and present options matched to your goals and eligibility.
Apply & Settle
We prepare the application, manage lender communication and guide you through to settlement.
Frequently Asked Questions
Most loans require 5% to 20% of the purchase price. With less than 20%, Lenders Mortgage Insurance usually applies. Schemes such as the First Home Guarantee may allow eligible buyers to purchase with a 5% deposit without LMI.
What Sydney Borrowers Say
“Bahaa walked us through the entire first home buyer process. We felt informed at every step and settled within weeks.”
“I had no idea how much I was overpaying. Path Finance reviewed my loan and helped me restructure with a better-suited lender.”
“Bahaa structured my second investment loan beautifully. Clear advice, prompt responses, and zero pressure.”
“As a sole trader I was knocked back twice before. Path Finance matched me with a lender who understood my income.”
“Building our home was daunting, but the progressive drawdown process was explained clearly. Highly recommended.”
“Bahaa walked us through the entire first home buyer process. We felt informed at every step and settled within weeks.”
“I had no idea how much I was overpaying. Path Finance reviewed my loan and helped me restructure with a better-suited lender.”
“Bahaa structured my second investment loan beautifully. Clear advice, prompt responses, and zero pressure.”
“As a sole trader I was knocked back twice before. Path Finance matched me with a lender who understood my income.”
“Building our home was daunting, but the progressive drawdown process was explained clearly. Highly recommended.”
“Bahaa walked us through the entire first home buyer process. We felt informed at every step and settled within weeks.”
“I had no idea how much I was overpaying. Path Finance reviewed my loan and helped me restructure with a better-suited lender.”
“Bahaa structured my second investment loan beautifully. Clear advice, prompt responses, and zero pressure.”
“As a sole trader I was knocked back twice before. Path Finance matched me with a lender who understood my income.”
“Building our home was daunting, but the progressive drawdown process was explained clearly. Highly recommended.”
Take the First Step Toward Your First Home
We work around YOUR schedule — book a call for any time that suits you, including evenings and weekends. No fees, no pressure, just honest advice.
📅 Evenings & weekends · Phone or Zoom · No obligation
Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
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